To send money using ach, log in to your Letter account and tap on Move Money.

Enter the amount of money you wish to send. Select the account you wish to use, and select the recipient you are sending money to. This can either be to an external account of yours, or to someone else.

If you have added your external account or the recipient previously, you will find them listed here. If you have not, you will see an add recipient button*. Tap on add recipient and follow the flow below to add them. If the recipient is listed, select them and then tap on the move money button to continue. 

A confirmation modal will pop up with the details of your ACH. If everything looks good, tap confirm transaction, and your ACH will be sent.

ACH's typically takes 3-4 business days to arrive.

*To add a recipient, tap on the add recipient button to add the details for the person you wish to send money to.  This may be yourself, another person or a business. Choose ACH in the drop down (you can choose between ACH and Wire). Tap on add recipient when you're done. This recipient is now ready to send a wire to.