Letter's desire is to make banking as straightforward as possible, and having monthly maintenance fees and monthly balance fees disrupt this goal.

Letter does have a paid membership tier for those looking for additional features, called Letter Premier. Letter Premier gives our clients who upgrade free wires, first access to new products, a significantly increased number of accounts and cards, and a dedicated personal Guide. To upgrade, contact our Customer Support team via in app chat, by email at help@letter.co or by calling us at (855) 954-1888.